Mortgages

5 year fixed Offset until 31 January 2014 - Min 25% deposit

The details of this mortgage product should be read in conjunction with Additional Mortgage Information

 

Home movers & remortgages

Remortgages with fee assistance

Interest rate:

5.69% until 31/01/14 then
4.99% variable (our Standard Variable Rate) for the remaining term of your mortgage

The overall cost for comparison is:

5.5% APR

5.5% APR

Equivalent Savings Rate:

7.11% basic rate taxpayer
9.48% higher rate taxpayer

Fee Assistance:

None

Free legal service and free valuation.

Product Available for:
  • First Time Buyers
  • Customers remortgaging from another lender
  • New customers moving home
  • Existing YBS borrowers moving home
  • Customers remortgaging from another lender
Product Fee:

£195

This fee is payable on application and is non-refundable.

Minimum
Loan:

£25,001

Maximum Loan to Value:

75%

Higher Lending Charge:

None

Early repayment charge:
  • 5% before 31/01/12, then
  • 4% before 31/01/13, then
  • 3% before 31/01/14

The early repayment charge is based on the total amount you have borrowed and so disregards any payments you make during the fixed rate period which may have reduced the total amount borrowed.

Mortgage Fee:

£90 (payable on redemption of your mortgage)


 

Your home may be repossessed if you do not keep up repayments on your mortgage.

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Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, credit cards, loans, mortgages and more.

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Yorkshire Building Society is authorised and regulated by the Financial Services Authority (FSA).