YBS Mortgages - 2 year fixed Offset until 30/11/10

Mortgages
- Current Mortgage Range
  - 2 year fixed Offset - Min 15% deposit
  - Book to see a Mortgage Adviser
  - Important information - Property valuations

2 year fixed Offset until 31 January 2011 - Min 15% deposit

The details of this offset mortgage product should be read in conjunction with

» Read more about how Offset works
» Is it right for you? Try our interactive case studies.

How to apply - or scroll down for more details

	Home movers & remortgages	Remortgages with fee assistance
Interest rate:	5.99% until 31/01/11 then 4.99% variable (our Standard Variable Rate) for the remaining term of your mortgage
The overall cost for comparison is:	5.4% APR	5.3% APR
Fee Assistance:	None	Free legal service and free valuation.
Equivalent Savings Rate:	7.49% basic rate taxpayer 9.98% higher rate taxpayer
Product Available for:	First Time Buyers Customers remortgaging from another lender New customers moving home Existing YBS borrowers moving home	Customers remortgaging from another lender
Product Fee:	£195 This fee is payable on application and is non-refundable.
Minimum Loan:	£25,001
Maximum Loan to Value:	85%
Higher Lending Charge:	None
Early repayment charge:	3% before 31/01/11 The early repayment charge is based on the total amount you have borrowed and so disregards any payments you make during the fixed rate period which may have reduced the total amount borrowed.
Mortgage Fee:	£90 (payable on redemption of your mortgage)

How to apply

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Your home may be repossessed if you do not keep up repayments on your mortgage.

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Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, credit cards, loans, mortgages and more.

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