Mortgages

First Time Buyer Offset Fixed until 31 January 2014

The details of this offset mortgage product should be read in conjunction with

Interest rate:

6.09% until 31/01/14, then

4.99% variable (our Standard Variable Rate) for the remaining term of your mortgage.

The overall cost for comparison is:

5.6% APR

Maximum Loan to Value:

85%

Fee Assistance

First Time Buyer legal service and a free standard valuation

Product Fee:

None

Minimum Loan:

£25,001

Mortgage Fee:

£90 (payable on redemption of your mortgage)

Higher Lending Charge:

None

Equivalent Savings Rate:

7.61% basic rate taxpayer
10.15% higher rate taxpayer

Early repayment charge:
  • 5% before 31/01/12, then
  • 4% before 31/01/13, then 
  • 3% before 31/01/14
  • The early repayment charge is based on the total amount you have borrowed and so disregards any payments you make during the fixed rate period which may have reduced the total amount borrowed
Product Availability:
  • For first time buyers

 

Your home may be repossessed if you do not keep up repayments on your mortgage.

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Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, credit cards, loans, mortgages and more.

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Yorkshire Building Society is authorised and regulated by the Financial Services Authority (FSA).