YBS Mortgages - 3 year fixed rate until 30/11/11

Mortgages
- Current Mortgage Range
  - 3 year fixed rate - 25% deposit
  - Book to see a Mortgage Adviser
  - Important information - Property valuations

3 year fixed rate until 31 January 2012 - Min 25% deposit

The details of this mortgage product should be read in conjunction with Additional Mortgage Information

How to apply - or scroll down for more details

	Home movers & remortgages	Remortgages with fee assistance
Interest rate:	5.49% until 31/01/12 then 4.99% variable (our Standard Variable Rate) for the remaining term of your mortgage
The overall cost for comparison is:	5.3% APR	5.3% APR
Fee Assistance:	None	Free legal service and free valuation.
Product Availability:	For First Time Buyers For customers remortgaging from another lender For new customers moving home For existing YBS borrowers moving home	For customers remortgaging from another lender
Product Fee:	£195 This fee is payable on application and is non refundable
Minimum Loan:	£25,001
Maximum Loan to Value:	75%
Higher Lending Charge:	None
Early repayment charge:	3% before 31/01/12 If the product is repaid in full or in part, or transferred (in full or in part), an early repayment charge is payable as described above. However, overpayments (monthly or lump sum) up to a total of 10% of the outstanding loan per year are allowed without charge. Any amount repaid over the 10% limit will incur a charge of the percentage specified on the excess amount
Mortgage Fee:	£90 (payable on redemption of your mortgage)

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Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, credit cards, loans, mortgages and more.

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Ring 0845 1 200 100
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http://www.ybs.co.uk/your_society/help/online.jsp

Yorkshire Building Society is authorised and regulated by the Financial Services Authority (FSA).

Yorkshire Building Society is authorised and regulated by the Financial Services Authority. Yorkshire Building Society are entered in the FSA register and our FSA registration number is 106085.

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